1. Cash out for Primary Residence up to 80% LTV w/ a 640 Credit Score & $453,100 max loan.2. Cash out 85% of property value, typically requires a 620 credit score.3. Cash out VA Loans up to 100% of property value typically require a 620 credit score. 4. Cash out Jumbo loan to 90% of Home Value with 720 Credit Score up to $2,500,000. Also allows 80% Cash Out for 2nd homes, Investment Property, 2 - 4 Units.5. Cash out Subprime loan with prior bankruptcy, foreclosure or short sale in past 24 months up to 80% loan to value, requires 12 months PITI + HOA in reserves.6. Cash Out 90% Loan To Value Primary Residence up to $750,000 w/ 700 credit score & $1,500,000 with a 730 credit score.7. Cash Out Second Home 85% Loan To Value up to $1,275,000 requires 730 mid credit score.
1. Low 30 Year Fixed Jumbo Rates For Buying, Refinancing or Cash Out Loans2. Jumbo Hybrid Arm's Provide Even Lower Rates: 5/1, 7/1 & 10/1 3. 90% LTV Jumbo Purchase or Refinance with 720 credit scores4. 80% LTV Jumbo loans up to $3,000,000 available.5. Portfolio Loans from A to D Credit Scores allow recent Bankruptcy or Foreclosure, &/or Bank Statements used to verify income.6. Ask us about our discounts on Jumbo Closing Costs
1. Foreign National with valid passport & visa requires a 70% LTV up to a $650,000 loan. Also need strong credit scores & reserves. If no US Credit score, credit is pulled in country of origin.2. Non Resident Alien w/ professional work visa is eligible for 95% loan w/ low mortgage rates, as long as borrower has two year employment history.3. No Cost Refinance mortgage loans now available.4. No Cost Purchase Mortgage programs also available.5. No Mortgage Insurance purchase and refinance loans available.6. No Escrow Account Mortgage Loans available.7. Conventional Investment Property Loans to 85% of property value available.8. Conventional Second Homes to 90% LTV.9. Manufactured Home Loans available with 3.5% down payment if Built after 1976, double wide, and permanently affixed with concrete piers or concrete slab foundation. $80,000 minimum manufactured home loan amount. 10. Numerous discounts available for Title Company Costs, Appraisal Costs, Credit Report Costs, Mortgage Insurance Costs, and Escrow Costs.
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