It's important to have a Prequal Letter before beginning to shop for your AZ Home. Why? Because both you and the property seller will feel more confident with your purchase offer if you are prequalified for your mortgage! Additionally, you will be able to close on your home in 30 days or less. Also, you will know how much of a loan you qualify for, along with the associated mortgage payment, and out of pocket expenses, including your down payment, closing costs, prepaids, impounds and escrows. Give us a call today, and we will walk you through the mortgage prequalification process quickly: (480) 424-7144.
After you find the Home you want to buy in Arizona, the next step is to write a Purchase Offer. This is where your prequalification letter will give you a competitive advantage. First, you will know your actual figures, and how much money you can afford to borrow. Second, you will have a Mortgage Pre-Qualification Letter in hand that will let the property seller know you are already prequalified for Your AZ Home Loan. The property seller will also know you are serious, and you are well on your way to closing your loan on time. Third, if there are multiple purchase offers on the same AZ Home, the property seller will likely accept your offer over the others, because you are prequalified for your mortgage, and you are prepared to close on your Home quickly. Finally Prequalified Homebuyers usually Save More Time and Money when Buying an AZ Home, as he or she knows the specific costs, knows which costs are negotiable, and knows how to best structure a purchase offer.If you have additional questions about Buying Your AZ Home, give us a call now (480) 424-7144, or to learn more about the Mortgage Loan Approval Process go to our AZ Affordable Home Mortgage Page.
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