5 Ways To Get Your Loan Faster    

Working with Arizona Central Mortgage is the 1st way! We Approve & Close Arizona Home Loans Fast. We recently closed a Purchase Loan in 18 Days from loan application to closing, and most of our AZ Home Loans close in 30 days or less.  

There are 5 "other" ways to speed up your AZ Mortgage Approval:

  1. Have everything ready and in one place.
    Elsewhere on our website, you'll find a list of things you might need in support of your mortgage application. If you gather them all together and keep them in a safe, portable place like a special pouch or folder, you can cut down on the time spent searching around for things we may need. Also, this will help you cut down on anxiety and confusion.
  2. Be honest and complete when filling out your application.
    "Fudging" your employment or residence history or omitting open credit accounts doesn't increase your chances of getting your loan approved faster. In 100 percent of the cases, it makes it harder, and it takes longer.
  3. Respond promptly to requests for additional information.
    During the processing of your loan, we may need additional information. Provide these items as soon as you get the request, and return all calls as soon as you get the message.
  4. Be prepared to explain derogatory items on your credit report.
    This is really part of number 2 above. If you had an illness or a divorce where you missed or made late payments, or you have other instances of late payments or delinquencies on your credit report, be prepared to explain them. Be honest, and don't be nervous! We are not judging you, we just need to fill in all the blanks in our paperwork.
  5. Let the appraiser in!
    The appraisal is one of the lengthiest parts of the mortgage loan approval process. Studies have shown that the single biggest factor in appraisal "lag time" is the appraiser's inability to reach the homeowner to make an appointment. If you're refinancing and the appraiser calls you to make an appointment, schedule your appointment as quickly as possible.

And remember that the appraiser doesn't want to buy your house. He or she will determine what your house is worth, even if you have some dirty laundry on the floor or dirty dishes in the sink. Cleaning doesn't get you a higher appraisal! Letting the appraiser in as soon as possible gets you a loan faster.

For additional mortgage approval questions, or for your quick Online Loan Approval, Contact Steve Bernstein Direct: (480) 424-7144, www.azcentralmortgage.com, Equal Housing Lender, NMLS 1230169/ 1443346

Loan Application

Using our online loan application, you can take your time and complete your application whenever it's convenient for you. And, you can always save your work and come back and complete it later if you need to.
Online Loan Application Tutorial ~ Online Loan Application Arizona Central Mortgage

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